Legal

Terms of Use

Your access to and continued use of any material at the http://www.proco.global website(s) (the “Site”) constitutes your acceptance of, and is conditional upon your continued acceptance of and compliance with, the following provisions. Also note that these terms and conditions may change from time to time and it is your responsibility to check for such updates.

Reserved Rights and Grant of Limited License

Copyright © Acrisure of California LLC dba Proco Insurance Services (the operator of the Site). All rights reserved. The Site contains information, communications, software (including program code which may execute on the server or which may be embedded in or downloadable from individual pages on the Site), images, sounds, music, graphics, photos, videos and other material and services (collectively, the “Information”). Users of the Site agree that the Information is protected by intellectual rights, including copyrights, trade-marks and other proprietary rights, which rights are valid and protected in all media existing now or later developed, and all use of the Information shall be in accordance with such rights and the terms of this Agreement.
The Site, including all components, are protected by U.S. and international copyright laws as a collective work and/or a compilation, and the operator of the Site owns a copyright in the selection, arrangement and enhancement of the Information. Users of the Site contractually agree not to create derivative works based on the Information and not to use the Information for the purpose of enhancing competing works.

Users of the Site are granted a limited license to use (display or print) the information contained on the Site (the “Information”) for their own personal non-commercial use only, provided the Information is not modified and a copy of this agreement is attached to any copies that are made. Any other use of the Information is prohibited. None of the Information may be otherwise reproduced, republished or re-disseminated in any manner or form without the prior written consent of the operator of the Site. All rights, including copyright, in any information (including articles and other content) which are linked to but not hosted on the Site continue to be owned by their respective owners

No Solicitation

The Information on this Site is provided for informational and educational purposes only. No part of the Site should be taken to constitute an offer or solicitation to buy or sell any products or services.

Listings

Certain portions of this Site may contain listings of products, services, businesses, professionals, and other resources. The Operator of this Site reserves the right to remove or reject any listing, or to edit the description of any listing, at his sole and absolute discretion.

No Endorsement or Affiliation

The Site contains links to other sites. These links are provided as references to help you identify and locate other Internet resources that may be of interest. These other sites were independently developed by parties other than the operator of the Site and the operator of the Site does not assume responsibility for the accuracy or appropriateness of the information contained at, or endorse the viewpoints expressed at, such sites. In providing links to other sites, the operator of the Site is in no way acting as a publisher of the material contained on those other sites and does not seek to control the content of, or maintain any type of editorial control over such sites.
A link to another site should not be construed to imply that the Site is affiliated or associated with, or is legally authorized to use any trade mark, trade name, logo or copyrighted symbol that may be reflected in the link or the description of the link to such other sites. The mention of another party or its product or service on the Site should not be construed as an endorsement of that party or its product or service.

No Advice or Warranties

The Information on the Site, including but not limited to newsletters, articles, opinions and views, is provided for educational information purposes only. It is not intended as insurance, risk management, legal, accounting or tax advice and should not be relied upon in that respect. You should not act or rely on any Information at the Site without seeking the advice of a professional.
Information provided on the Site is believed to be reliable when posted. However, the Site does not guarantee the quality, accuracy, completeness or timeliness of the Information provided. The operator of the Site assumes no obligation to update the Information or advise on further developments concerning topics mentioned. Information contained on the Site may contain typographical errors. Information provided may be changed without notice. Access to this site is provided on an “as is” basis. You should not assume that your use of the Site will be error free or that the Site will operate without interruption. The operator of Site disclaims all warranties, representations and conditions regarding use of the Site or the information provided, including all implied warranties of merchantability, fitness for a particular purpose, non-infringement, whether express or implied, or arising from a course of dealing, usage or trade practice.

No Liability

The operator of the Site is not responsible for any direct, indirect, special, incidental, consequential or any other damages whatsoever and howsoever caused, arising out of or in connection with the use of the Site or in reliance on the Information available on the Site, including any loss of use, lost data, lost business profits, business interruption, personal injury, or any other pecuniary loss, whether in an action of contract, negligence or other tortious action, even if the operator of the Site has been informed of the possibility thereof.

Trade Marks

Certain words, phrases, names, designs or logos used on the Site may constitute trademarks, service marks or trade names of the operator of the Site or other entities. The display of any trade marks on the Site does not imply that a license has been granted for any further use. The

Confidentiality Warning

Absent the use of encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is especially vulnerable to interception and forging. The operator of the Site will not be responsible for any damages you may suffer as a result of transmitting confidential information to the operator of the Site through the Internet, or implicitly or explicitly authorizing the operator of the Site to send confidential information to you in this manner.

Conformance with Law

You agree that your use of the Site shall not violate any applicable local, national or international law, including but not limited to any regulations having the force of law. Some jurisdictions may have restrictions on the use of the Internet by their residents.

Choice of Law

The laws of the State of California and the laws of The United States of America applicable therein shall govern as to the interpretation, validity and effect of this Agreement notwithstanding any conflict of laws provisions or your domicile, residence or physical location. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the State of California in any action or proceeding instituted under or related to this Agreement. You agree not to commence any action or proceeding except in Menlo Park, California. If you do not agree to be bound by the above terms and conditions then please click on the back button on your Web browser until you have left this Site.

 

 

Privacy Policy

Acrisure of California, LLC and Proco Insurance Services (The company) is committed to protecting consumer privacy online. We believe that greater protection of personal privacy on the web will not only protect consumers, but also increase consumer confidence and ultimately their participation in online activities. The company intends to give you as much control as possible over your personal information.

The purpose of our policy is to inform you about the types of information we gather about you when you visit our sites, how we may use that information, whether we disclose it to anyone, and the choices you have regarding our use of, and your ability to correct, the information.
Our site may contain links to other web sites. We have no control over the privacy practices or the content of any of our business partners, advertisers, sponsors or other sites to which we provide links from our sites. You should check the applicable privacy policy of the web site sponsor when linking to other web sites.

Information Which We Collect

We may request that you voluntarily supply us with personal information, including your e-mail address, postal address, home or work telephone number for purposes such as correspondence. If you choose to give us personal information via the Internet that we or our business partners may need – to correspond with you for example – it is our intent to let you know how we will use such information.

Like many other sites, our sites may utilize a standard technology called a “cookie” to collect information about how our site is used. Cookies were designed to help a web site recognize a user’s browser as a previous visitor and thus save and remember any preferences that may have been set while the user was browsing the site. A cookie cannot retrieve any other data from your hard drive, pass on a computer virus, or capture your e-mail address. Our web sites may use cookies to enhance your visit. Cookies can securely store a user’s password, personalize home pages, identify which parts of a site have been visited or keep track of selections. Our cookies may collect your domain name and track your selections through our web pages. We only use “cookies” to gather the information indicated in this policy and do not use cookies to gather personal identifying information about you without your consent.

User Information Usage

We may perform statistical analyses of user behavior. This allows us to measure consumer interest in the various areas of our web sites for product development purposes. Any information we collect is used solely for internal purposes, to improve the content of the web site, to enhance users’ experiences when visiting our site, to customize the content and/or layout of our pages, and to provide the services required by an individual user. We do not use personal identifying information for any reason that is not disclosed either in this Statement or at the time the information is requested. There may be instances where you will have the opportunity to subscribe to an e-mail list that will send information about the site or our advertisers to your e-mail address, but this will be done only with your permission and consent.

Third Parties Disclosures

We do not share personal identifying information with any third party without your permission. We disclose only in aggregate form our statistical analyses or demographics of users to third parties, such as advertisers or other business partners. In some instances, we may operate shared web sites with businesses affiliated with us. Our privacy policy will apply to these web sites, our affiliates have agreed to adhere to our privacy policy and they have agreed not to share personal information with any third party without your permission.

User Information Accuracy

Questions regarding our privacy policy, the accuracy of your personal information or the use of the information collected should be directed via e-mail to rick.english@proinsurance.com or you can reach us by telephone at 415-223-5500 You can also write us at:

Acrisure of California LLC
3925 Bohannon Drive
Suite 100
Menlo Park, CA 94025

These privacy policies are effective as of June 1, 2018. We reserve the right to change this policy at any time and will post any changes to this policy as soon as they go into effect.

Use of Materials

The right to download and store or output the materials on our sites is granted for the users’ personal use only, and materials may not be reproduced in any edited form. Any other reproduction, transmission, performance, displays or editing of these materials by any means mechanical or electronic without the express written permission of us is strictly prohibited. Users wishing to obtain permission to reprint or reproduce any materials appearing on this site may contact us at 415-223-5500.